This book is designed to teach parents, current students and future students about the educational system and how it works. This book addresses the difference between a Non-Profit and a For-Profit Institution, how For-Profit Institutions have changed the rest of higher education. Holding colleges accountable when they engage in fraudulent activity and Starting over when your college does shut down, it is important for parents and students to understand the different types of federal student loans that are available. I also talk about understanding consolidation. understanding private loans, Scholarships and Grants and what will happen if we do not bring down the National Student Loan Debt and the impact it will have on the economy and how the cost of college is ruining the economy. This book was designed to educate people in the United States and the United Kingdom.