en
Buku
Henry Oster Onyemah

The Functional Microfinance Bank

'The Functional Microfinance Bank' discusses all aspect needed to operate a microfinance institution for optimal performance. With nine chapters highlighting the microfinance bank, the client, the target market, the staff, the loan, the lending methodology, the organizational structure, the management polies and the recovery strategies, this book was borne out of the burning desire to impact passionate microfinancing in the hearts of stakeholders.

This book adopts a practical approach for learning with the use of indepth analytic tools, highlighted definitions, articulated case scenario and well selected main and sub headlines.

Microfinance institutions need set of tools, people and processes to function effectively. The  book also offers extensive practical approach to staff attitude towards planning and execution.

The author's intention is to acquaint readers with events that currently takes place, and the corresponding actions to be taken in order to sensitize the microfinance industry for productivity. Another important mission is to equip readers with adequate knowledge relevant to the industry prompting professional in every practitioners chosen career.
183 halaman cetak
Publikasi asli
2018
Tahun publikasi
2018
Sudahkah Anda membacanya? Bagaimanakah menurut Anda?
👍👎

Kutipan

  • mkarpyshynmembuat kutipan5 tahun yang lalu
    Loans at Risk (LAR)

    This is a simple indicator that counts the total number of loans instead of their amounts. Though, with little different from PAR they both focus on repayment of outstanding loans.

    This can be measured with

    LAR (x days) = Number of loans more than x days late
  • mkarpyshynmembuat kutipan5 tahun yang lalu
    Outstanding Principal Balance (OPB) of all

    PAR (x days) = Loans past due more than x days
  • mkarpyshynmembuat kutipan5 tahun yang lalu
    3. Interest Rate Risk: In this situation, there is danger that revenue from interest earning assets will decline or that interest expenses will increase thereby, reducing the net income of the microfinance institution. Changes in the spread between income and expenses are usually related to either portfolio management decisions or outcome of profitable or unfavourable transaction of the MFB
fb2epub
Seret dan letakkan file Anda (maksimal 5 sekaligus)